Flexible checkout
Three smaller moments.
One complete collection.
Eligible customers in the Netherlands can choose Klarna at checkout and spread a purchase across three interest-free payments.
Typical launch example for €399.99
How it works
Choose. Confirm. Create.
Klarna handles the payment plan. Spectral Colors delivers the purchase after checkout is completed.
Choose Klarna
Select Klarna when it appears as an available payment method in the secure Stripe checkout.
Review the plan
Klarna checks eligibility and shows the exact payment amounts, dates and applicable terms.
Complete checkout
Confirm with Klarna, return to the shop and receive your Spectral Colors order as normal.
Who can use it?
Klarna decides eligibility at checkout.
Klarna’s Dutch guidance says customers generally need to be at least 18, live in the Netherlands, have a valid bank account, have a positive credit history and be able to receive verification codes by SMS.
- NL Resident of the Netherlands
- 18+ At least eighteen years old
- € Eligible EUR purchase from €25 to €5,000
- SMS Able to complete Klarna verification
Clear before checkout
Pay in 3 questions.
No mystery instalments. Klarna shows the final plan before you agree.
01Is Klarna Pay in 3 interest-free?
Klarna describes Pay in 3 as three interest-free payments. If a payment is missed, fees may apply under Klarna’s terms.
02Will everyone see Pay in 3 at checkout?
No. Klarna decides availability using factors such as country, purchase amount, customer details and credit eligibility. The option only appears when the purchase and customer are eligible.
03When are the three payments made?
The purchase is typically split across three payments, each 30 days apart. Klarna shows the exact amount and due date of every payment before you confirm.
04Does Spectral Colors receive three separate payments?
No. Stripe settles the accepted purchase with Spectral Colors, while Klarna manages the instalment plan and collects payments from the customer.
05What happens if I receive a refund?
Klarna adjusts or cancels remaining payments and returns any applicable amount already paid after the refund is processed. Timing can depend on the payment method and financial institution.
Available when eligible
Build the whole studio.
Pay at your own rhythm.
Get the Complete Collection at the €399.99 launch price while the first-500 offer is available, or choose Klarna Pay in 3 at checkout when the option is available to you.
Explore the Complete CollectionKlarna is an independent payment provider. Availability, approval, amounts and due dates are determined by Klarna.